April 1, 2021

Mark Cummings Named a Top St. Louisan to Know to Succeed in Business

Mark H. Cummings, CPA, Partner + Audit and Assurance at Anders, has been named to St. Louis Small Business Monthly’s Top 100 St. Louisans to Know to Succeed in Business list for 2021. Honorees were nominated and selected based on their efforts, contributions and experiences giving back and helping business owners reach their goals.

Mark joined Anders as a partner in 2020 when Anders merged in Cummings, Ristau & Associates. He has extensive experience in the banking and finance industry and works specifically in the Anders Banking and Financial Institutions Group servicing banking clients. With over 30 years of experience on both sides of the banking industry, Mark spent many years at a Big 4 accounting firm and a St. Louis-area bank. His prior firm, Cummings, Ristau & Associates, was named to SBM’s Best Firms in St. Louis for Reliability.

The Top 100 St. Louisans to Succeed in Business are featured in St. Louis Small Business Monthly’s April 2021 “Top 100” edition.

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April 1, 2021

Nathan Stonner Named a Top St. Louisan to Know to Succeed in Business

Nathan P. Stonner, CPA, Senior Manager + Tax at Anders, has been named to St. Louis Small Business Monthly’s Top 100 St. Louisans to Know to Succeed in Business list for 2021. Honorees were nominated and selected based on their efforts, contributions and experiences giving back and helping business owners reach their goals.

Nathan started his career at Anders as a tax intern, rising through the ranks to senior manager. He has 10 years of experience working with high net-worth individuals, flow-through entities and business owners on tax planning and advisory at the business and individual levels. His family wealth and estate planning experience is a great asset to his clients. A member of the Anders Health Care Group, Nathan also works with physician-owned health care practices on tax planning and compliance strategies.

The Top 100 St. Louisans to Succeed in Business are featured in St. Louis Small Business Monthly’s April 2021 “Top 100” edition.

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February 16, 2021

Beth Schulte Joins Anders as Principal and Director + Outsourced CFO

Anders welcomes Beth Schulte as Principal and Director + Outsourced CFO. With over 30 years of accounting and fractional CFO experience working for Big 4 and regional accounting firms and within large companies, Beth will expand and grow the Outsourced CFO service line as part of the strategic plan for the firm’s Advisory practice.

At Anders, Beth will help clients gain a deeper understanding of their current and projected financial condition and constructively apply those insights to their strategic planning. Beth believes that the base of all business decisions is in the numbers and uses this mentality with businesses of all sizes and stages, from early-stage startups to large, publicly-traded companies. Companies in numerous industries including real estate, construction, mortgage lending, manufacturing, health care, technology, e-commerce and not-for-profit have benefitted from her direction and strategic planning efforts.

Beth has an MBA with an emphasis in Accounting and a Bachelor of Science in Business Administration and Accounting from Saint Louis University, where she serves as an adjunct professor and Executive Advisory Board Member for the Richard A. Chaifetz School of Business. An active investor and mentor for early-stage startup companies, Beth is a Board Member and Advisor for Capital Innovators and an Investment Committee Board Member for Cultivation Capital. Beth also serves as an Advisor for Cure8 Ventures, a food, health and wellness venture capital fund.

By expanding the Outsourced CFO practice area at Anders, the firm will offer broader expertise in high-level financial advisory including acquisition strategies and negotiation, financing and capital procurement, compensation plan design, budgeting process enhancement, financial forecasting and financial modeling for prospective purchases.

“Beth’s fractional CFO experience and intel will be an immense asset to Anders clients,” explains David Hartley, Partner and Director + Advisory. “Expanding our Outsourced CFO capabilities within the Advisory practice supports our goal of being a comprehensive partner for businesses.” Anders currently advises clients in the areas of technology, talent, forensics and litigation, outsourced accounting and outsourced CFO and will continue to grow these areas and add new opportunities that fit into the firm’s commitment to strategic growth. 

Learn more about Beth Schulte or Anders Outsourced CFO offerings.

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February 5, 2021

Anders Ranks #4 on St. Louis’ Largest Accounting Firms

Moving up two spots from last year, Anders is ranked #4 on the St. Louis Business Journal’s largest accounting firms list by number of local CPAs. With 106 CPAs and 240 local employees as of January 2021, Anders is ranked #6 in St. Louis on total number of professionals.

View the largest St. Louis accounting firms ranked by CPAs.
View the largest St. Louis accounting firms ranked by local professionals.

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January 29, 2021

Anders Named a 2021 Top Workplace in the U.S.

Anders CPAs + Advisors has earned the 2021 Top Workplaces USA award, issued by Energage. This is the inaugural year for Top Workplaces USA, built on the program’s 14-year history surveying more than 20 million employees across 54 markets for the regional Top Workplaces awards.

On a local level, Anders has been named to the St. Louis Post-Dispatch’s list of Top Workplaces several times and we are honored to be recognized as a Top Workplace nationally.

Top Workplaces USA offers national recognition for large organizations, those with more than 150 employees, and those that may have operations in multiple markets. Several thousand organizations from across the country were invited, and more than 1,100 participated in the Top Workplaces USA survey. Winners of the Top Workplaces USA list are chosen based solely on employee feedback gathered through an employee engagement survey, issued by Energage. Results are calculated by comparing the survey’s research-based statements, including 15 Culture Drivers that are proven to predict high performance against industry benchmarks.

“During this very challenging time, Top Workplaces has proven to be a beacon of light for organizations, as well as a sign of resiliency and strong business performance,” said Eric Rubino, Energage CEO. “When you give your employees a voice, you come together to navigate challenges and shape your path forward. Top Workplaces draw on real-time insights into what works best for their organization, so they can make informed decisions that have a positive impact on their people and their business.”

Learn more about Energage or the Top Workplaces program.

Interested in working for a Top Workplace? Check out the current openings at Anders.

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January 22, 2021

Luke Luckett, Justin Marty, Lesley Sanchez and Dan Schindler Named Principals at Anders

Lucas A. Luckett, CPA/PFS, CEPA, Justin P. Marty, CPA, Lesley M. Sanchez, CPA and Daniel K. Schindler, CPA have been promoted to principals at Anders, effective January 1, 2021.

About Luke Luckett

Luke Luckett is one of the youngest Certified Exit Planning Advisor (CEPA) in the U.S., and one of only 500 people in the entire country. As a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS) on the Anders Family Wealth and Estate Planning team, Luke enjoys helping clients plan for life after transitioning their business by maximizing the value of their company and creating personal financial goals. He also brings a wide variety of tax and family wealth experience to his clients, specializing in individual and trust tax planning, estate planning, business transition planning, executive cashflow planning and stock option planning.

Luke holds a B.S.B.A. in Accounting and Finance from Southeast Missouri State University. He has received many accolades in his career, including being named a 30 Under 30 by the St. Louis Business Journal, received the Spirit of Rainmaker as a graduate of the Rainmaker Academy, named a MOCPA Outstanding Young Professional and a graduate of the AICPA Leadership Academy. Luke is the past Chair of the St. Louis Chapter of the Missouri Society of Certified Public Accountants (MOCPA).  He is also an active member of the Estate Planning Council of St. Louis and Southeast Missouri State University Alumni Association.

Learn more about Luke Luckett.

About Justin Marty

Justin started at Anders as an intern and worked his way up through the ranks to become a principal in Tax. He works closely with not-for-profit organizations, including labor unions, and prepares most of the request Form 990s at Anders, with specific experience in labor, welfare, pension, vacation and other funds. He also works with manufacturers, distributors, real estate companies, and specializes in preparing taxes for S corporations and partnerships.

Justin is a Certified Public Accountant and holds a Masters in Accounting and Bachelors in Accounting from University of Missouri – St. Louis. He is also a member of the Missouri Society of Certified Public Accountants and American Institute of Certified Public Accountants.

Learn more about Justin Marty.

About Lesley Sanchez

Lesley works with privately held companies primarily in banking, manufacturing, hospitality and construction. Lesley provides various consulting services for her clients including internal control and accounting process improvements, financial statement due diligence and quality of earnings analysis. She also has experience assisting clients through complex financial reporting issues such as revenue recognition, business acquisitions and equity compensation. Lesley also concentrates on conducting employee benefit plan audits for defined contribution plans and ESOPs.

Lesley is a Certified Public Accountant and holds a Masters degree in Accounting from St. Louis University and a B.S. in Agriculture and Consumer Economics with a specialization in Accounting from University of Illinois. She is a member of the American Institute of Certified Public Accountants, Missouri Society of Certified Public Accountants and has participated in the firm’s leadership program, Rainmaker Academy.

Learn more about Lesley Sanchez.

About Dan Schindler

Dan has successfully combined his love for all things food, spirits, sports and helping people succeed into his career. While he leads operations of the Anders Sports, Arts & Entertainment Group and represents professional athletes, agents and advisors; he also provides savvy advice on operational efficiencies and cash flow analysis to a growing number of restaurants, food and beverage companies and craft brewery owners. Dan is a member of the firm’s CARES Act Research and Response Team and advises clients around the latest legislation on COVID-19 relief, including the Paycheck Protection Program. Spending time to understand each client and their specific needs, and then navigating them through difficult tax and business situations, is what he enjoys most.

Dan is a Certified Public Accountant and holds Masters and Bachelors degrees in Accountancy from University of Missouri – Columbia. A natural business developer, he received the Master Rainmaker award as a graduate of the Rainmaker Academy. Dan serves as the Chair of the Leading Edge Alliance’s Young Professionals Steering Committee and is a member of the American Institute of Public Accountants and Missouri Society of Certified Public Accountants. A very active member of the community, Dan is the President of the Schindler Family Foundation, on the boards of the Mizzou Tiger Club – St. Louis and the Young Friends of the Donald Danforth Plant Science Center. Dan also volunteers for Fair Saint Louis, is an ambassador for the Juvenile Diabetes Research Foundation and a member of the St. Louis Chapter Baseball Writers Association.

Learn more about Dan Schindler.

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October 1, 2020

Derek Barnard Named a Best Accountant by St. Louis Small Business Monthly

Derek A. Barnard, CPA, CEPA has been named to St. Louis Small Business Monthly’s Best Accountants list. Each month, St. Louis Small Business Monthly (SBM) asks readers to help identify the best in the area in a particular industry as part of the SBM Best in Business Awards. The 2020 SBM Best Accountants list features 26 local accountants voted the best in St. Louis.

About Derek Barnard

Derek is a tax partner at Anders and member of the firm’s Business Transition Planning practice. As a Certified Exit Planning Advisor (CEPA), he engages privately held companies with strategic planning, business transition and succession planning, and integrating value drivers. His ultimate goal for his clients is to significantly increase the value of the company for the owner, lenders, investors and successor ownership groups. Derek consults with business owners on tactical business transition planning to help them maximize business value and streamline business processes, minimizing transaction risk and maintaining control of the process. Derek is a frequent speaker at succession planning and business growth events. He works with clients in the manufacturing and distribution, real estate and professional services industries, as well as labor and not-for-profit organizations.

Derek is a member of the Missouri Society of Certified Public Accountants (MOCPA), American Institute of Certified Public Accountants (AICPA), the Missouri Venture Forum and the Turnaround Management Association. He serves on the Accounting and Business School Advisory Boards for his alma mater, Southern Illinois University – Edwardsville. Derek is also on the board and Manufacturing Steering Committee for the Leadership Council of Southwestern Illinois.

Read the full list of Best Accountants in the October 2020 edition of St. Louis Small Business Monthly.

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September 11, 2020

Understanding Employee Benefits: A Guide for Recent Graduates

Most college students are not offered a class that teaches them about employee benefits. This can leave students feeling lost upon graduation with their first job offer because they don’t understand what the benefits package means or what they need to be looking for. Benefits are just as important, if not more, than base salary when looking at a job offer. Benefits vary greatly by company, but this guide will lay out the basic terms and a variety of benefits information that will be helpful when it’s time to evaluate your own benefits package.

What to Know Before Starting a Job

Waiting Period

Some companies have a waiting period between when employment begins and when the benefits become effective. For example; the first of the month after 30 days of employment. If employment starts on June 6th, the benefits would be effective August 1st.


Benefits are elected when employment begins and deducted out of the employee’s paycheck.

How to Select Insurance

Consider personal health and current needs, what may become a need in the future, do research, and ask questions.

Benefits Terms to Know: Medical Insurance

PPO: Preferred Provider Organization

In this plan participants pay co-pays for office visits and prescriptions until they meet the deductible. Monthly premiums and out of pocket costs are typically higher with this type of plan.

HDHP: High Deductible Health Plan

In this plan participants do not pay co-pays, but instead pay a discounted rate for services until they meet their deductible.

HSA: Health Savings Account

An HSA allows participants to put aside pre-tax dollars into a savings account that they can use towards medical expenses. There are annual contribution limits based off the participant’s medical coverage type and there can be investment options for the account for the savings to grow. The HSA account rolls over year to year and individuals have ownership of their HSA dollars even if they leave their current employer.


The amount the covered individual pays for medical expenses before the insurance starts to pay out. If the deductible is $2,000, then the individual pays the first $2,000 of covered services out of pocket.


The amount the individual pays per month for their insurance coverage. This cost will be deducted out of the employee’s paychecks.

Out of Pocket

Out of pocket is the amount the individual pays each calendar year for healthcare including co-pays, deductibles, and co-insurance. If the $2,000 deductible is met, the individual continues paying co-pays until the out-of-pocket maximum is reached.

In Network vs. Out of Network

Each insurance provider has certain health care providers that are “in network” or accept their plan. Going to providers that are in network then will result in a lower rate for services.

Open Enrollment

The annual time period when employees can enroll in benefits for the next year. If employees do not elect certain benefits at the time of hire or during open enrollment, then there are other events that occur that can qualify an individual to enroll at that time.

Qualifying Events

The other events that can occur to make it possible for one to enroll in benefits outside of an open enrollment period. Events such as; turning 26 – the age when individuals can no longer be covered under their parent’s insurance; a change in family situation including birth of child, marriage, divorce, death of dependent; or if a spouse loses their group benefits.


Insurance to cover any dental healthcare needs including services from regular cleanings to major dental work.


Insurance to cover any vision healthcare needs such as regular checkups, glasses, and contacts.

FSA: Flexible Spending Account

An FSA is a type of savings account that employees can contribute pre-tax dollars to and use for qualified expenses such as medical expenses or dependent care expenses. There are annual contribution limits and the account does not build year after year, the money must be used within the specified time period – typically the calendar year.

Other Benefits Terms to Know

Long Term and Short-Term Disability

Disability insurance is used when a medical issue prevents an employee from being able to work. With this insurance employees can receive a portion of their salary while being out of work. Long term disability typically starts whenever the short-term disability ends.

PTO and Holidays

Paid time off and holidays. Paid time off can include personal days, sick days, and vacation days. The amount of PTO varies among employers and the schedule for which employees accrue PTO varies as well. In some cases, a new hire may receive 5 vacation days, 3 personal days, and 1 sick day at the time of hire or the individual may have to work a few weeks or months before they have accrued vacation days, etc. Holidays are discretionary by employers- some may close the office for every calendar holiday, while others may stay open on holidays depending on the nature of the business.


Wellness is relatively new to employee benefits and varies by employer. Wellness programs can range from the reimbursement of a gym membership to a full year of events and activities to attend with incentives from the employer.

Education Reimbursement

Employers may offer education reimbursement. Some pay for employees to get their master’s degree others pay a percentage of the tuition. In certain industries, employers pay for certifications like an accounting firm paying for their employee’s CPA exam expenses. Some employers do not provide education reimbursement of any kind.


A defined contribution plan offered by companies that allows employees to set aside tax-deferred income for retirement purposes. Employers often match a portion of the contributed amount for each employee. If the employer does match funds, then there is often a vesting schedule for the employer contribution. For example, if an employee has worked at a company for three years, then all of the money they contributed towards their 401(k) will always go with them at termination, but they may only receive 75% of the employer match amount.

Maternity/Paternity Leave

Maternity leave is the amount of paid or unpaid time off a new mother receives when she has a baby, and paternity leave is the amount of paid or unpaid time off a new father receives when his partner has a baby. Many maternity and paternity leave policies also include time off after a family has adopted a child.

Flexible Work Schedule

Some employers offer flexible work schedules that are different from the typical 9:00am-5:00pm office schedule. This means that the employee may be allowed to work from home on some days and in the office other days. It may be a set flexible schedule that is decided for the employee based on their individual needs, or it may be at the will of the employee to work wherever and during whatever hours are best for them.

Extras: Paid Parking, Food, etc.

There are other benefits that are important to consider although they may seem like a small detail. Paid parking that is close to or attached to the building, free food twice a month, discounts on products/services, etc. These extra perks are the ones that can make a big difference in employee satisfaction at work and set a company apart from others.

The main key to getting the most out of your benefits package is to educate yourself as much as possible prior to and after electing benefits. Utilize the Human Resources department to answer your questions and make sure to attend open enrollment meetings. It is a best practice to check your deductions on your paystubs and address anything that looks incorrect. Choosing benefits for the first time can be overwhelming, the more educated you can be on the offerings and what you elect, the better off you will be!

Learn more about the different benefits Anders offers, and check out our current openings.

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August 5, 2020

Anders Ranks #104 on IPA’s Top 200 Accounting Firms List for 2020

Anders jumped up two spots to #104 on the 2020 Top 200 Accounting Firms list by INSIDE Public Accounting (IPA). IPA 100, 200, 300 and 400 firms are ranked by U.S. net revenues and are compiled by analyzing the more than 540 responses received this year for IPA’s Survey and Analysis of Firms. This is IPA’s 30th annual ranking of the largest accounting firms in the nation.

In the 11th annual ranking of the IPA 200, this list picks up where the IPA 100 left off, identifying the largest firms in the country ranking from #101 to #200. For the most recent fiscal year, IPA 200 firms range in size from $20 million to $39.5 million.

INSIDE Public Accounting reports and analyzes the news, trends, strategies and politics that affect the nation’s public accounting firms and provides information and resources to compete and operate more profitably.

Download the full list of IPA Top 100, 200, 300 and 400 firms.

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July 29, 2020

Anders Named a 2020 Top Workplace by the St. Louis Post-Dispatch

The St. Louis Post-Dispatch has honored Anders as a 2020 Top Workplace. The Top Workplaces list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC. The anonymous survey measures several aspects of workplace culture, including alignment, execution and connection. Anders has been on the Top Workplaces list several times, and was ranked at the top of the Midsize Employer Category in 2016 and 2017 and second place in 2018.

“Top Workplaces is more than just recognition,” said Doug Claffey, CEO of Energage. “Our research shows organizations that earn the award attract better talent, experience lower turnover, and are better equipped to deliver bottom-line results. Their leaders prioritize and carefully craft a healthy workplace culture that supports employee engagement.”

Attributes that make Anders a top workplace include the open, collaborative work space reflecting the culture of the firm, a generous PTO and benefits package, flexibility and extensive technical and professional training programs. Anders supports and encourages employees to follow their passions in the community, and provides development dollars to help them do so.

The complete list of Top Workplaces can be found in the August 2 issue of the Post-Dispatch. Meet the 2020 St. Louis Post-Dispatch Top Workplaces.

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